Mortgage Pre-Application Form

PLEASE READ: All new clients are required to complete the following form. Please browse the form before starting to ensure you have all of the relevent information to hand.
If you have any questions please feel free to call us

YOUR MORTGAGE NEEDS

Have you already found a property that you wish to mortgage?

YES

Where is the property?

Country:

Region:

How much is the purchase price?
£

How much mortgage do you require?
£

Please confirm the source of your deposit

Would you like us to forward information to you
about overseas property
Yes No

Please provide us with any other relevant information such as the countries you are considering, your price range and any other particular mortgage requirements:

YOUR PERSONAL DETAILS

	Self	Partner
Title
FIRST Name:
LAST Name:
Marital Status:
Date of Birth:
Nationality:
Smoker:	yes no	yes no
Dependants' Names and Ages:
Please record contact numbers and indicate preferred number(s) with a tick
Home:
Work:
Mobile:
Email address:
Fax:
Address (current):
Postcode:
Dates at address:
Current Residential Status:

EMPLOYMENT:

	Self	Partner
Occupation
Employment status
Is the position permanent?
Date started
Employer's or business name and address
If Director, state % shareholding

INCOME:

*Annual Income details - (please indicate 3 digit currency code if not GBP)**	SELF	*currency	PARTNER	*currency
Gross basic annual income (employed)
Self employed Net profit:
Projection for: 2008/2009
2007/2008
2006/2007
2005/2006
Annual Overtime (average)
Annual Bonus/Other
TOTAL ANNUAL INCOME
TOTAL NET MONTHLY INCOME AFTER TAX
Can you prove all the income declared with payslips, P60, employer's or accountant's ref., tax assessments or accounts? If so, please state which.

OUTGOINGS SUMMARY:

	Self	Partner
Rent (if not a homeowner)
Expenses (Household bills and personal spending)

YOUR EXISTING PROPERTY PORTFOLIO (and other loans)

Your main residence. Please still enter relevant details of property even if you do not have a mortgage.
Self/partner or joint	Country	Value £	Mortgage Lender	Mortgage outstanding £	Mortgage Type	Payment per Month £

Your Investment properties, including second home and overseas property. Please still enter relevant details of property even if you do not have a mortgage.
Self/partner or joint	Country	Value £	Mortgage Lender	Mortgage outstanding £	Mortgage Type	Monthly Rent £	Payment per Month £

Any other debts, including loans, credit cards, store cards etc (* If Yes, no further columns need to be completed)
Self/partner or joint	Type of Debt	Is this a credit or store card cleared in full each month *	Name of Provider	Amount Outstanding £	Payment p/mnth £

Credit History

Have you been late with payments on your rent or mortgage or any other loans credit cards or other credit?
Have you ever received a default? (This is a warning letter that if you do not pay court action will commence)
Have you ever received a County Court Judgement, been made bankrupt or had a property repossessed?
Have you been refused credit or a mortgage within the last 6 months?
If you have answered yes to any of these, please provide dates, amounts, and reasons and confirm if now satisfied.

DECLARATION

	I confirm that I/we have given sufficient time to read the contents of this document and that the information I/we have provided is accurate and complete
	I agree that the information contained in this document may be shared with the product providers and lenders and appropriate staff at Complete Oversea Mortgage Solutions Ltd for underwriting purposes, to provide advice and internal verification.
	I/we agree that updates on the progress of my/our application may be provided to the person or company who introduced me/us as a client to Complete Oversea Mortgage Solutions Ltd.
	I confirm I give my/our permission for a mortgage application to be processed upon verbal or written instruction from me/us and understand that this may involve a credit search by the mortgage lender which may be recorded by the credit reference agencies.
Tick here if you are finished and wish to submit the form: